The smart card is the technology, providing a shield against counterfeiting and an enabling technology for the strategic expansion of capabilities and services. JCB is working towards an efficient migration to smart cards with its partners across the world to ensure JCB cardmembers can take full advantage of all these advances.
The smart card is embedded with an IC (Integrated Circuit) chip, a tiny computer chip with high functionality and excellent capacity. The computing function enables this secure and multi-functional card to provide brand-new services, a capability a conventional credit card cannot rival.
The smart card's unique computing functions and large memory capacity make it possible for a single card to perform a wide range of functions beyond payment and financial services. For example, it can process credit or cash advances which may include ETC (electronic toll collection), loyalty programs, public transport fare payment and E-purse. Applications for the Internet, digital satellite broadcasting, mobile phones and mobile terminals are also possible.
JCB is committed to making the most of its smart card expertise to provide a wide variety of services, over and above credit payment, to meet the demands of our customers.
As an international payment brand, JCB has designed its own J/Smart credit application which is compliant with ISO 7816 standard and EMV Specification.
ISO7816(*1) is to define basic parts the contact smart card without regard to specific applications.
*1 ISO=International Organization for Standardization
*2 EMV Specification is a set of international specifications for smart card transaction processing defined by EMVCo.
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