Payment Card Industry Data Security Standard "PCI DSS" is the global card industry security standard, which is established by five major international payment brands, JCB, American Express, Discover, MasterCard and Visa, to enhance cardmember data and transaction data security.
PCI DSS helps you identify vulnerabilities in your systems and procedures so that you can effectively implement security measures to thwart hackers and fraudsters.
Theft or loss of information can incur enormous costs for investigations, legal advice, public relations and more, as well as damaging customer confidence and sales volume. PCI DSS helps reduce the risk of potential theft or loss that could have a significant impact on your business.
Requirement 1 : Install and maintain a firewall configuration to protect cardholder data
Requirement 2 : Do not use vendor-supplied defaults for system passwords and other security parameters
Requirement 3 : Protect stored cardholder data
Requirement 4 : Encrypt transmission of cardholder data across open, public networks.
Requirement 5 : Use and regularly update anti-virus software
Requirement 6 : Develop and maintain secure systems and applications
Requirement 7 : Restrict access to cardholder data by business need-to-know
Requirement 8 : Assign a unique ID to each person with computer access
Requirement 9 : Restrict physical access to cardholder data
Requirement 10 : Track and monitor all access to network resources and cardholder data
Requirement 11 : Regularly test security systems and processes
Requirement 12 : Maintain a policy that addresses information security
You can download PCI DSS.
JCB provides a program called JCB Data Security Program, which helps to protect cardmember data and transaction data.
JCB requires Licensees to ensure that the Licensees themselves, TPPs, IPSPs and Merchants with access to cardmember data and transaction data comply with the JCB Data Security Program.