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HOME  >  For Cardmembers   >  On Card Usage  >  About IC Chip Cards

About IC Chip Cards

A card with an embedded IC (Integrated Circuit) is called an IC chip card. IC chip cards are not only more secure, but provide more functionality as well. In the process of renewing JCB cards, we will be progressively rolling out IC chip cards. Depending on the type of card you have, the time period in which you will receive an IC chip card may vary.

The Difference Between IC Chip Cards and Regular Credit Cards

The method that an IC chip card uses to store information is completely different from traditional credit cards. Traditional credit cards use magnetic tape to store information, but an IC chip card uses a powerful, large capacity embedded IC chip to store a large amount of information directly on the card. This IC chip can also perform mathematical calculations, enabling the card itself to perform many calculations just like a computer can. Furthermore, cards containing an IC chip are difficult to counterfeit and decrypt, making them a much more secure choice.

JCB card

A PIN Number is Required to Use an IC Chip Card

At any JCB merchant that has an IC chip card compatible terminal, you no longer need to sign anything like you did with your traditional credit cards. Instead, simply input your secret PIN number to verify your identity. This makes shopping with your credit card much safer and a lot easier.

Please note:

  • It is extremely important that you choose a PIN number that cannot easily be guessed by anyone else.
    Click here for more details about PIN numbers
  • To modify/view your PIN number take your JCB card to your JCB card issuer.
  • At JCB merchants that do not have an IC chip card compatible terminal, you will be asked for your signature just as if you had a traditional non-IC chip card. You may also still be asked for your signature even at JCB merchants with an IC chip card compatible terminal.

The image of PIN Number

Using Your IC Chip Card

Showing Your IC Card Insert your card into the PIN pad, input the sale amount and product(s) sold (sales processing by the partner retail outlet) Check the displayed amount and enter your PIN number This concludes the card handling process
Showing Your IC Chip Card   Insert your card into the PIN pad, input the sale amount and product(s) sold (sales processing by the partner retail outlet)   Check the displayed amount and enter your PIN number   This concludes the card handling process

IC Chip Cards Enable a Variety of Services

Thanks to the computational and storage abilities of IC chip cards, a variety of functions can be provided by the card itself. In addition to standard credit and cashing services, IC chip cards can be used for ETC, point services, electronic passenger tickets, electronic money, and many other services. Integration with the Internet, BS/CS digital broadcasting, mobile phones, mobile terminals, and other interfaces are also possible.
We at JCB plan to use the knowledge we have gained over the years of dealing with IC chip cards to provide our customers with new services in addition to the basic credit services.

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